Pursuing higher education abroad requires substantial financial support, and an education loan with collateral is one of the most reliable ways to secure funding. In 2025, secured education loans remain a preferred choice for students seeking higher loan amounts, lower interest rates, and flexible repayment options. At Study Cred, we assist students in obtaining the best collateral-backed education loans to make their study abroad dreams a reality.
A secured education loan is a loan where the student or co-applicant pledges an asset as security to the lender. This asset acts as a guarantee, making the loan approval process easier and allowing students to borrow higher amounts at lower interest rates.